Do You Have a Property Damage Claim in Fort Myers?
You may have a valid claim if your property was damaged by:
- Hurricanes, tropical storms, or high winds
- Roof leaks, missing shingles, or roof collapse
- Water damage from plumbing or appliance failures
- Fire, smoke, or electrical issues
- Mold caused by sudden water intrusion
- Sewage backups or flooding
- Sinkholes or foundation movement
- Fallen trees or storm debris
- Vandalism, theft, or break-ins
- Denied, delayed, or underpaid insurance claims
- Commercial or business property loss
Many Fort Myers property owners reach out after receiving an insurance estimate that fails to account for the full scope of damage or hidden repair needs.
Florida Property Damage Claims We Handle
We assist clients throughout Fort Myers and surrounding areas with Florida property damage claims involving residential and commercial properties.
Hurricane, Storm & Wind Damage Claims
Southwest Florida faces frequent storm activity, making wind and hurricane damage a common issue. We handle claims involving:
- Wind-uplifted roofs and shingle loss
- Wind-driven rain and water intrusion
- Broken windows, doors, and exterior damage
- Interior and structural damage
We also assist with Florida hurricane damage claims when insurers undervalue losses or delay payment.
Roof Damage Claims
Insurers often dispute roof claims, attributing damage to age or wear instead of covered events.
We work with licensed inspectors and engineers to prove the true cause of loss and guide clients through the roof damage insurance claim process.
Water Damage & Mold Claims
We represent Fort Myers property owners dealing with:
- Burst pipes and plumbing failures
- HVAC or appliance leaks
- Storm-related water intrusion
- Mold resulting from sudden water discharge
Water and mold claims often require strong documentation. We gather the evidence needed to prove property damage claims and challenge improper coverage denials.
Fire, Smoke & Electrical Damage
Fire-related claims may involve:
- Structural fire damage
- Smoke and soot contamination
- HVAC odor infiltration
- Electrical system damage
- Loss of personal property
We ensure all damage is properly identified and valued.
Sinkhole & Structural Damage
Certain areas of Southwest Florida are prone to soil instability. These claims often require:
- Geotechnical evaluations
- Structural inspections
- Soil testing and expert analysis
We coordinate the experts needed to establish coverage.
Commercial Property Damage Claims
We assist Fort Myers businesses with:
- Damage to commercial buildings
- Inventory and equipment loss
- Fire, water, or mold damage
- Business interruption losses
Commercial claims require detailed documentation and policy analysis, which we handle from start to finish.
Why Work With a Fort Myers Property Damage Attorney
Most cases involve first-party property insurance claims, where your own insurer is responsible for paying covered losses but may dispute the amount or cause of damage.
We help by:
- Reviewing your insurance policy
- Documenting visible and hidden damage
- Working with engineers, contractors, and adjusters
- Challenging low or incomplete estimates
- Handling all insurer communications
- Preparing claims for appraisal or litigation when necessary
Florida property insurance policies often include strict notice and documentation deadlines, making early legal guidance important.
Why Fort Myers Property Owners Choose United Law Group
United Law Group delivers focused, Florida-specific legal support for property damage claims, combining hands-on guidance with aggressive advocacy from start to finish.
- Florida-based property damage team
- Experience with hurricane, roof, water, mold, and structural claims
- Direct communication with your attorney
- Strong negotiation supported by litigation readiness
- Access to inspectors, engineers, and expert witnesses
- Clear, practical guidance throughout the process
Your Rights Under Florida Property Damage Law
To recover compensation, Florida law generally requires proof that damage resulted from:
- Sudden or accidental events
- Storm or wind-related causes
- Water or plumbing failures
- Fire, smoke, or electrical issues
- Sinkhole or soil movement
When insurers misclassify covered damage as maintenance or wear and tear, we use expert evidence to challenge those determinations. Florida law also provides additional protections when insurers fail to handle claims fairly or in good faith.
How We Build Property Damage Claims
Our approach includes:
- Claim Review: Policy and loss evaluation
- Investigation: Expert inspection and analysis
- Documentation: Photos, reports, moisture readings, and receipts
- Strategy: Coverage analysis and valuation
- Negotiation: Pursuit of full payment
- Resolution: Appraisal or litigation if needed
Common Insurance Company Tactics
Insurance companies may attempt to reduce payouts by:
- Offering quick, low settlements
- Downplaying damage severity
- Delaying inspections or responses
- Requesting repetitive documentation
- Misinterpreting policy language
- Issuing improper denials
These practices may rise to insurance bad faith tactics under Florida law.
What To Do After Property Damage in Fort Myers
To protect your claim:
- Photograph and video all damage
- Save damaged materials
- Keep repair and cleanup receipts
- Avoid recorded statements
- Do not accept partial settlements
- Contact a Fort Myers property damage lawyer early
Fort Myers Areas We Serve
We proudly represent residential and commercial property owners throughout Fort Myers and the surrounding Southwest Florida region, offering neighborhood knowledge and responsive legal support.
- Fort Myers
- Fort Myers Beach
- North Fort Myers
- Sanibel
- Gateway
- Lehigh Acres
- Alva
