Top-Rated Tampa Property Damage Lawyer You Can Trust

Do You Have a Property Damage Claim in Tampa?

You may qualify for coverage or compensation if your property was damaged by:

• Hurricane, storm, or strong winds
  
• Roof leaks, missing shingles, or roof collapse
  
• Water damage or plumbing failures
  
• Fire, smoke, or electrical issues
  
• Mold from sudden water discharge
  
• Sewage backup or flooding
  
• Sinkhole or foundation movement
  
• Vandalism, theft, or break-ins
  
• Delayed, denied, or underpaid insurance claims
  
• Commercial or business property loss
  

Many clients contact us after their insurance claim was denied, underpaid, or based on an estimate that failed to account for full repair costs or hidden damage.

Check Your Case → Click Here

Florida Property Damage Claims We Handle

Our firm represents homeowners and businesses throughout Tampa Bay and across Florida. Learn more about Florida property damage claims and how insurance coverage applies under state law.

Storm, Hurricane & Wind-Related Damage Claims

Serious storms and hurricanes frequently impact Tampa. We help document and pursue claims for:

• Roof uplift and shingle loss
  
• Damaged windows, doors, and siding
  
• Water intrusion from wind-driven rain
  
• Structural shifting or interior damage
  

Insurance companies often undervalue these losses. Our attorneys handle Florida hurricane damage claims and fight back against delays, denials, and underpayments, including filing lawsuits when necessary.

Roof Leaks, Roof Collapse & Shingle Damage

Roof damage claims are among the most commonly denied or minimized. Insurers often blame issues on:

• Wear and tear
  
• Old age
  
• Installation issues
  

We work with licensed experts to prove the cause of roof damage and guide clients through the roof damage insurance claim process.

Water Damage, Plumbing Failures & Mold Growth

We assist with:

• Burst pipes
  
• Appliance leaks
  
• AC/HVAC system leaks
  
• Sudden plumbing failures
  
• Storm-related water intrusion
  
• Mold caused by accidental water discharge
  

Water and mold claims are commonly disputed. We gather the evidence required to prove property damage claims and establish coverage through expert documentation.

Fire, Smoke & Electrical Damage Claims

Fire and smoke losses require extensive cleanup and remediation. We assist with:

• Structural burn damage
  
• Smoke and soot contamination
  
• HVAC odor infiltration
  
• Electrical damage
  
• Loss of personal property
  

We also handle residential smoke damage claims in Tampa, including soot, odor, and HVAC contamination that insurers often undervalue.

Sinkhole, Foundation & Structural Damage

Tampa sits in a high-risk region for sinkholes and soil shifting. These claims require technical proof, which we provide through:

• Geotechnical engineers
  
• Structural evaluations
  
• Soil stability testing
  

Commercial & Business Property Loss Claims

We represent Tampa businesses facing:

• Damage to commercial buildings
  
• Inventory or equipment loss
  
• Water, fire, or mold damage
  
• Business interruption and lost income
  

These claims require strong documentation; we take care of everything.

Have Your Case Evaluated

Why You Need a Tampa Property Damage Attorney

Most property damage cases involve first-party property insurance claims, where your own insurance company is responsible for paying covered losses, yet often delays, underpays, or denies valid claims.

Insurance companies often use tactics that delay, minimize, or deny valid claims. We step in to:

• Review your full insurance policy
  
• Document every part of your loss
  
• Work with engineers, contractors, and licensed adjusters
  
• Challenge low repair estimates
  
• Identify hidden or overlooked damage
  
• Negotiate aggressively for full value
  
• Handle all calls, emails, inspections, and paperwork
  
• Prepare your claim for trial if needed
  

Florida property insurance policies often include strict notice and documentation deadlines, making early legal guidance critical. You can learn more about our firm and legal team on our About Us page.

Why Tampa Homeowners Choose United Law Group

Tampa homeowners rely on United Law Group for focused, aggressive representation in property damage claims across Florida. We combine local knowledge, legal strength, and direct attorney access to pursue the full compensation you deserve.

• Florida-based property damage team
  
• Deep experience with storm, roof, mold, water, and structural claims
  
• Direct communication with your attorney
  
• Strong negotiation backed by litigation experience
  
• Access to engineers, inspectors, and expert witnesses
  
• Transparent guidance at every step
  
• No fee unless we win
  

We treat your property damage claim with urgency and attention.

Your Rights Under Florida Property Damage Law

To recover compensation, Florida law requires proof that your loss was caused by:

• Sudden or accidental damage
  
• Storm or wind-related events
  
• Water or plumbing failures
  
• Fire, smoke, or electrical issues
  
• Sinkhole or soil movement
  

If an insurer mislabels your damage as “maintenance” or “wear and tear,” we use expert evidence to establish coverage.

How We Build and Strengthen Your Property Damage Case

Our process is designed to maximize your compensation:

• Free Claim Review: We evaluate your policy and the cause of loss
  
• Investigation: Engineers and contractors assess all structural and interior damage
  
• Documentation: Photos, moisture readings, reports, receipts, and expert findings
  
• Claim Strategy: Coverage analysis and valuation
  
• Negotiation: Aggressive pursuit of full compensation
  
• Appraisal or Litigation: When appropriate, we pursue appraisal or take the insurer to court

How Insurance Companies Reduce or Delay Your Payout

Insurers often rely on insurance bad faith tactics such as:

• Offer quick, low settlements
  
• Downplay the amount of damage
  
• Delay communication
  
• Request repetitive documentation
  
• Blame pre-existing issues
  
• Misinterpret policy language
  
• Wrongfully deny claims
  

When insurers act unfairly or violate their obligations, these practices may constitute Florida insurance bad faith, giving policyholders additional legal remedies

What To Do After Your Tampa Property Is Damaged

Protect your rights by:

• Taking photos and videos
  
• Saving damaged materials
  
• Keeping receipts for repairs or cleanup
  
• Avoiding recorded statements
  
• Not accepting fast, low settlements
  
• Contacting a Tampa property damage lawyer early
  

Follow the proper steps outlined in our guide on how to file a property damage claim, and contact a lawyer early. You can get immediate help through our United Law Firm.

Free Case Value Review

Tampa Bay Communities We Serve

We proudly represent homeowners throughout the Tampa Bay area, providing experienced legal support for property damage claims across Hillsborough, Pinellas, and surrounding counties.