Report within days. You have 2 years to sue, but immediate reporting prevents "late notice" defenses and strengthens your claim.
Texas Property Damage Attorneys Fighting Denied Storm Claims
Texas leads the nation in severe weather property damage. When insurance companies deny or lowball your hail, wind, or tornado claim for your residential and commercial properties, our property damage attorneys force them to pay what you're owed.
Holding Insurance Companies Accountable for Your Texas Property Damage
When your Texas home or business is damaged by a storm, fire, or flood, you expect your insurance company to honor its policy. Texas law, including the Insurance Code, requires insurers to treat you fairly and handle your claim promptly. If your property was damaged, you have the right to be paid for your losses so you can make repairs and get your life back to normal.
Common issues in Texas property damage claims include:
- Unfairly denying a valid claim for hail, wind, or water damage
- Unreasonable delays in investigating or paying your claim
- Offering a "lowball" settlement that won't cover your repair costs
- Blaming new damage on "wear and tear" or old issues
Our Texas property damage lawyers fight to get you the full and fair amount you are owed under your policy.
Fight Back Against Insurance Bad Faith in Texas
Your insurance company has a duty to act in "good faith." When they put their profits ahead of your valid claim, it may be "insurance bad faith." This is a serious violation of the Texas Insurance Code and the Deceptive Trade Practices Act (DTPA), which gives you the right to hold them accountable.
You may have a bad faith claim if your insurer:
- Fails to give you a reasonable explanation for a claim denial
- Refuses to pay a claim without conducting a proper investigation
- Delays payment for an unreasonable amount of time
- Misrepresents the facts or the terms of your insurance policy
- Fails to promptly acknowledge your claim
We hold insurance companies accountable when they act in bad faith, helping you seek justice and the payment you deserve.
Know Your Rights: Compensation for Your Texas Property Damage Claim
If your insurance company is treating you unfairly, Texas law allows you to sue for the money you need to fix your property and cover your losses. Under the Texas Insurance Code, you may be able to recover much more than just the original value of your claim.
Compensation for a successful Texas property damage lawsuit can include:
- Policy Benefits: The full amount of money owed for your covered repairs.
- Interest Penalties: Texas law allows for an 18% interest penalty on late payments.
- Mental Anguish Damages: For the stress and emotional harm caused by the insurer's bad faith.
- Attorney's Fees and Costs: The insurance company can be forced to pay your legal fees when you win.
- Treble Damages: You may be able to recover up to three times your damages if the insurer acted knowingly.
Our experienced Texas property damage attorneys will demand every dollar you are owed under the law.
Why Choose United Law Firm?
01.
We Battle Big Insurance
We have a proven track record of taking on the largest insurance companies in Texas and winning. We know their tactics and how to beat them.
02.
No Upfront Fees
We handle most property damage cases on a contingency fee basis. You pay us absolutely nothing unless we recover money for you.
03.
Local Texas Experience
We understand the challenges Texans face, from hailstorms in Dallas to hurricanes on the coast. We know Texas insurance law inside and out.
04.
Ready for Count
We are experienced trial lawyers. If the insurance company refuses to make a fair offer, we are fully prepared to take your case to a jury.
Take Action Now: Get Your Free Case Review
Storm damage is stressful enough without fighting your own insurance company. Let United Law Firm handle the legal battle while you focus on recovery and repairs.
FAQs
Frequently Asked Questions
Navigating a legal issue can be confusing. Here are quick answers to some of the most common questions we receive.
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Last Month
Possibly, but don't let that stop you. You paid for coverage—use it. Non-renewal based solely on legitimate claims may violate Texas law.
Get independent contractor estimates or hire a public adjuster/attorney. You're not bound by the insurance adjuster's valuation.
Rarely. Initial offers typically undervalue damage. Have an attorney or public adjuster review first.
Public adjusters assess and negotiate. Attorneys assess, negotiate, AND sue. Only attorneys can legally force insurers to pay through court.