Corporations, credit bureaus, and debt collectors try to bully you. Our consumer protection attorneys at United Law Group fight for consumers in Florida and Texas. We stop abusive debt collection, fix credit report errors, and end illegal robocalls.
From predatory lenders to negligent credit bureaus, we hold corporations accountable under powerful state and federal laws.
We fight Experian, Equifax, and TransUnion when they ignore your disputes and allow false information—like mixed files, identity theft, or paid debts—to ruin your credit. We hold them accountable to get errors corrected and seek damages for you.
We stop illegal and abusive collection calls. We challenge "zombie debt" (old, time-barred debts) and fight collectors who harass you at work, call at all hours, or threaten you. We can make them pay you.
We challenge dealers who hide accident histories ("wrecked and repaired"), roll back odometers, or sell you a dangerous "lemon" that can't be fixed. We fight for a full refund, a new vehicle, or significant damages for the fraud.
When your identity is stolen, we fight the bureaus and creditors who blame you. We help you recover, remove fraudulent accounts, and pursue the corporations that failed to protect your data or allowed the fraud to continue.
We fight back against "bait and switch" tactics, false advertising, hidden fees, and predatory loans designed to trap you in a cycle of debt.
We sue companies that flood your cell phone with illegal, auto-dialed robocalls and spam texts without your consent. The Telephone Consumer Protection Act (TCPA) allows for significant damages for every single call and text.
From predatory lenders to negligent credit bureaus, we hold corporations accountable under powerful state and federal laws.
Florida's economy relies on consumer trust. To protect it, the state has powerful laws. We ensure corporations adhere to every one.
This is Florida's primary consumer protection law. It broadly prohibits any "unfair methods of competition, unconscionable acts or practices, and unfair or deceptive acts or practices" in any trade or commerce.
Companies often defend their false claims as "mere puffery" or opinion. We challenge this by proving their statements were material facts designed to deceive you and cause you to lose money.
Unlike many laws, FDUTPA allows us to hold a company liable for deceptive practices even if you didn't "lose" money, but were simply harmed by the act.
This is the law's most powerful feature. FDUTPA allows us to recover our attorney's fees from the company when we win your case. This levels the playing field, allowing you to fight a massive corporation without fear of legal bills.
Texas law provides robust protections against deceptive businesses and abusive debt collectors. We know their tactics and how to use the law to stop them.
This is the dealer's most common shield. They use the "as is" sticker to deny responsibility for known defects or a salvaged title. The Texas Deceptive Trade Practices Act (DTPA) is clear: "as is" does not protect a seller from actively concealing information or making a false, material statement to induce the sale.
Texas has a four-year statute of limitations on most debt. Collectors violate the Texas Debt Collection Act (TDCA) by suing or threatening to sue on "time-barred" debt. They count on you not knowing your rights. We do, and we use it to turn the tables on them.
The TDCA is stricter than the federal FDCPA. It forbids collectors from using threats, profanity, or calling you repeatedly with the intent to harass. We document this abuse and hold them liable for statutory damages.
When a company knowingly deceives you, the DTPA allows us to seek up to three times (treble) your economic damages plus mental anguish damages. This is a powerful penalty we use to punish and deter corporate fraud.
Financial stress after being scammed shouldn't stop you from getting justice. We remove that barrier with our simple, risk-free promise. At United Law Group, we believe justice shouldn't depend on your ability to pay upfront legal fees. That's why we operate on a contingency fee basis, or, in many consumer cases, we recover our fees directly from the corporation. You pay absolutely nothing unless we win your case.
These results represent real people we have helped fight back against illegal corporate behavior. While every case is different, our history of securing victories demonstrates our commitment to consumers.
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We are not afraid to sue major corporations and credit bureaus.
We understand the technology behind robocalls and credit reporting.
We force companies to pay for the stress and harm they cause.
Looking for a Consumer protection near you? Our team is ready to help, no matter how complex your case may seem.
Many people don't realize their rights have been violated. Let us review your case for free.
Get My Free ConsultationIf you've been injured due to someone else's negligence, time is critical. Florida and Texas statutes of limitations are ticking, evidence can disappear, and witnesses' memories fade. The sooner you contact an attorney for personal injury, the stronger we can build your case.
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Navigating a legal issue can be confusing. Here are quick answers to some of the most common questions we receive.
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Corporations have experienced legal teams. We level the playing field. Our attorneys know their tactics and how to build a strong case to get you the compensation you deserve.
Yes. Our team has deep experience with the specific consumer protection laws in both states, including Florida's FCCPA and FDUTPA and Texas's TDCA and DTPA.
You can recover actual damages (money you lost), statutory damages (penalties set by law), and in most cases, the offending company must pay your attorney's fees when we win.
Time limits are strict and vary by law. For example, you have one year under the FDCPA but two years under the Florida FCCPA and four years under the Texas TDCA. It is critical to contact an attorney immediately to protect your rights.
Consumers represented by experienced attorneys typically recover 3-5 times more than those who go it alone. We handle the complex legal work so you can focus on your life, and we maximize your recovery.
Keep detailed records. Save all letters, emails, and screenshots of text messages. For phone calls, keep a log with dates, times, and a summary of what was said. This documentation is powerful evidence.
